Weyco Community Credit Union is committed to providing you with competitive rates for savings, checking and investments. We also strive to keep our fees low and be upfront with you about how they apply to your accounts.
Rates
Deposit Rates
Checking Account Rates — Effective January 1, 2017
| Description | Rate | APY** |
|---|---|---|
| Share Draft — Checking Account | 0.075% | 0.075% |
Savings Account Rates — Effective January 1, 2017
| Description | Rate | APY** |
|---|---|---|
| Prime Share Account ($50 minimum) | 0.10% | 0.10% |
| Daily Money Market Account ($2,500 minimum) | 0.35% | 0.35% |
| Christmas Club Account | 0.10% | 0.10% |
IRA (Individual Retirement Account) Rates — Effective January 1, 2017
| Description | Rate | APY** |
|---|---|---|
| Variable Rate | 0.50% | 0.50% |
| 12-Month Fixed | 0.55% | 0.55% |
| 18-Month Fixed | 0.65% | 0.65% |
| 24-Month Fixed | 0.85% | 0.85% |
**APY (Annual Percentage Yield) Use this to compare yearly earnings potential to that of other savings instruments. APY can vary (+ or -) .05% based on the Reg Z Ruling per NCUA.
Your savings are federally insured to $250,000.00 by NCUA (National Credit Union Administration, a U.S. Government Agency).
All accounts are accrued daily and are compounded monthly.
Dividend rates may be changed any Tuesday.
Dividends on all accounts are based on available earnings and are not guaranteed
Loan Rates
Automobile Loan Rates1 — Effective January 1, 2017
| Description | APR* | Term |
|---|---|---|
| New Auto 2016-2017 (Includes Lease, Demo & Fleet) | ||
| New | 2.20% to 6.70% | 0 – 60 Months |
| New | 2.49% to 6.99% | Up to 72 Months |
| Used (Previously Titled) | ||
| 2011 – 2017 | 3.10% to 7.60% | 0 – 72 Months |
| 1999 – 2010 | 3.90% to 8.40% | 0 – 48 Months |
Motorcycle Loan Rates1 — Effective January 1, 2017
| Description | APR* | Term |
|---|---|---|
| New | 5.20% to 9.70% | 0 – 72 Months |
| Used | 5.70% to 10.20% | 0 – 72 Months |
Boat Loan Rates1 — Effective January 1, 2017
| Description | APR* | Term |
|---|---|---|
| New | 5.20% to 9.70% | 0 – 180 Months |
| Used (under 10 yrs old) | 5.70% to 10.20% | 0 – 180 Months |
Motor Homes (Self-propelled) Loan Rates1 — Effective January 1, 2017
| Description | APR* | Term |
|---|---|---|
| New | 5.20% to 9.70% | 0 – 180 Months |
| Used | 5.70% to 10.20% | 0 – 180 Months |
Trailers/RVs (Towed) Loan Rates1 — Effective January 1, 2017
| Description | APR* | Term |
|---|---|---|
| New | 5.20% to 9.70% | 0 – 180 Months |
| Used | 5.70% to 10.20% | 0 – 180 Months |
Mobile Home Rates — Effective January 1, 2017
| Description | APR* | Term |
|---|---|---|
| New & Used | 6.45% to 10.95% | 15 Years |
1Rates and terms will vary depending on the credit-worthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 2.49% APR, the monthly payment will be $219.10. The 2.49% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program. All loans are subject to credit approval. Other terms and conditions may apply. Advertised rates and terms are subject to change at any time without notice.
Other Collateral (Computers, appliances, etc.) Loan Rates — Effective January 1, 2017
| Description | APR* | Term |
|---|---|---|
| New | 5.20% to 9.70% | 0 – 60 Months |
| Used | 5.70% to 10.20% | 0 – 48 Months |
Signature Loan Rates — Effective January 1, 2017
| Description | APR* | Term |
|---|---|---|
| $5,000 | 9.65% to 16.00% | 0 – 36 Months |
| $7,000 | 9.65% to 16.00% | 0 – 48 Months |
| $20,000 | 9.65% to 16.00% | 0 – 60 Months |
Visa® Credit Card Rates — Effective January 1, 2017
| Description | APR* | Features |
|---|---|---|
| Credit Card | 9.00% | No Annual Fee |
Home Loan (with Deed of Trust) Rates — Effective January 1, 2017
| Description | APR* | Term |
|---|---|---|
| First Mortgage | ARM: 5.50% | 1 Year |
| Fixed for term of loan | 1.75% to 2.99% | 7 Years |
| Fixed for term of loan | 2.25% to 3.49% | 10 Years |
| Fixed for term of loan | 3.25% to 4.49% | 15 Years |
| Fixed for term of loan | 3.50% to 4.75% | 20 Years |
| Fixed for term of loan | 4.25% to 5.49% | 30 Years |
| Home Equity & Second Mortgage | Variable / Prime +1.00% | NA |
*APR = Annual Percentage Rate.
Equal Opportunity Employer — Equal Housing Lender — NCUA insured up to $250,000
Weyco Community Credit Union
Ken Trowbridge Rd.
PO Box 69
Plymouth, NC 27962
Phone: (252) 793-7000
Fax: (252) 793-3438
Email: weyco@weycocreditunion.com
Audio Response Unit (ARU)
Available 24/7
Call 252-793-5918
or long distance
1-866-939-2628
Your Savings Federally Insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Notice!
It is Weyco Community Credit Unions’ policy to alert users when they are leaving our website via a web link to a third-party site. You are now leaving Weyco Community Credit Union’s website. Weyco does not manage this alternate site. We are not responsible for its content nor are we responsible for any transactions performed on this website. Privacy Policies and Security Policies of this website may differ from policies applied by Weyco Community Credit Union.
Notice!
It is Weyco Community Credit Unions’ policy to alert users when they are leaving our website via a web link to a third-party site. You are now leaving Weyco Community Credit Union’s website. Weyco does not manage this alternate site. We are not responsible for its content nor are we responsible for any transactions performed on this website. Privacy Policies and Security Policies of this website may differ from policies applied by Weyco Community Credit Union.