Rates

Weyco Community Credit Union is committed to providing you with competitive rates for savings, checking and investments. We also strive to keep our fees low and be upfront with you about how they apply to your accounts.

Deposit Rates

Checking Account Rates

DescriptionRateAPY**
Share Draft — Checking Account 0.10% 0.10%

Savings Account Rates

DescriptionRateAPY**
Prime Share Account ($25 minimum) 0.10% 0.10%
Daily Money Market Account ($250 minimum) 0.25% 0.25%
Christmas Club Account 0.10% 0.10%

IRA (Individual Retirement Account) Rates

DescriptionRateAPY**
Variable Rate 0.75% 0.75%
12-Month Fixed 0.55% 0.55%
18-Month Fixed 0.65% 0.65%
24-Month Fixed 0.85% 0.85%

Share Certificate Rates 

DescriptionRateAPY**
6 Months   ($500 minimum) 0.40% 0.40%
12 Months ($500 minimum) 0.40% 0.40%
18 Months ($500 minimum) 0.50% 0.50%
24 Months ($500 minimum) 0.55% 0.55%
36 Months ($500 minimum) 0.60% 0.60%

**APY (Annual Percentage Yield) Use this to compare yearly earnings potential to that of other savings instruments. APY can vary (+ or -) .05% based on the Reg Z Ruling per NCUA.

Your savings are federally insured to $250,000.00 by NCUA (National Credit Union Administration, a U.S. Government Agency).

All accounts are accrued daily and are compounded monthly.

Dividend rates may be changed any Tuesday.

Dividends on all accounts are based on available earnings and are not guaranteed

Loan Rates

Automobile Loan Rates1 

DescriptionAPR*Term
New Auto Current Year or Prior Year (Includes Lease, Demo & Fleet - less than 10,000 miles)
New 2.50% to 6.50% 0 – 60 Months
New 2.75% to 6.75% 0 – 72 Months
Used (Previously Titled)
Used 3.00% to 6.00% 0 – 60 Months
Used  3.50% to 6.50% 0 – 72 Months

Motorcycle Loan Rates1 

APR*Term
5.00% to 6.70% 0 – 60 Months
5.50% to 7.20% 0 – 72 Months

Boat Loan Rates1 

APR*Term
5.00% to 6.70% 0 – 60 Months
5.50% to 7.20% 0 – 120 Months

*Boats older then 10 years are limited to 60 Months.

1Rates and terms will vary depending on the credit-worthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 2.49% APR, the monthly payment will be $219.10. The 2.49% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program. All loans are subject to credit approval. Other terms and conditions may apply. Advertised rates and terms are subject to change at any time without notice.

Share Secured Loan Rates

DescriptionAPR*Term
Share Secured Prime Share/CD + 2.00% 0 – 48 Months

Signature Loan Rates 

APR*Term
9.00% to 16.00% 0 – 60 Months

Visa® Credit Card Rates 

DescriptionAPR*Features
Credit Card 9.00% No Annual Fee

*APR = Annual Percentage Rate.

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Equal Opportunity Employer — Equal Housing Lender — NCUA insured up to $250,000