Privacy Policy Disclosure


FACTS


WHAT DOES WEYCO COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances

  • checking account information and credit history

  • mortgage rates and payments and payment history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons Weyco Community Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your information
Does Weyco Community Credit Union share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes -
to offer our product and services to you
YES
NO
For joint marketing with other financial companies
YES
NO
For our affiliates’ everyday business purposes -
information about your transactions and experiences
NO
We don't share
For our affiliates’ everyday business purposes -
information about your creditworthiness
NO
We don't share
For non-affiliates to market to you
NO
We don't share

 

Questions?
Call (252) 793-7000 or visit our website at www.weycocreditunion.com

 

Who we are
 
Who is providing this notice?
Weyco Community Credit Union

 

What we do
 
How does Weyco Community Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Weyco Community Credit Union collect my personal information?
We collect your personal information, for example, when you:
  • open an account or apply for financing
  • give us your income information or give us your contact information
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights limit sharing.

Definitions
 
Affiliates
  • Companies related by common ownership or control. They can be financial or non-financial companies.
  • Weyco Community Credit Union has no affiliates.
Nonaffiliates
  • Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Weyco Community Credit Union does not share with our non-affiliates so they can market to you.
Joint Marketing
  • A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies.