Frequently Asked Questions
General Questions
Can I get a loan without being a member?
You can apply for a loan without becoming a member. However, if you accept the loan you will need to establish a membership account with us, requiring a minimum deposit of $25.
How are credit unions different from banks?
How do I order a debit card?
Who can join WCCU?
How can I apply for a loan?
Can I send/receive wires to/from WCCU?
What is WCCU’s routing number?
Where do I obtain a copy of a death certificate?
What happens if a person dies without a will?
What is a POD beneficiary?
What do I need to bring to WCCU if a loved one dies?
Does WCCU offer credit cards?
What services does WCCU offer to a minor?
Checking Accounts
How do I order checks?
Order checks by calling or visiting a local office.
How much do checks cost?
How do I order a debit card?
How can I deposit funds into my account?
How can I withdraw money from my account?
How do I report a lost or stolen debit card?
How does overdraft protection work?
What is WCCU’s routing number?
Do WCCU checking accounts have monthly fees or service fees, and how can I avoid them?
Does this account come with free ATM use?
Are online banking services, Bill Pay and Mobile Banking, free?
What information or documentation is needed to apply for a new checking account?
How can I monitor my checking account activity?
Bill Pay
Q: What is Online Bill Pay?
A: Online Bill Pay is a service that allows you to pay virtually anyone or any company through your online banking account. You determine who you want to pay, when you want to make the payment and which account you want the payment to come from. It’s safe, secure and easy to use.
Q: Who can I pay with Online Bill Pay?
Q: How are online payments delivered?