Frequently Asked Questions
You can apply for a loan without becoming a member. However, if you accept the loan you will need to establish a membership account with us, requiring a minimum deposit of $25.
Credit Unions are nonprofit and member owned. Banks are owned by shareholders/stockholders. Credit Unions can typically offer better rates on deposits and loans
Anyone who lives, works, or worships in these counties is eligible for membership: Beaufort, Bertie, Carteret, Chowan, Craven, Hyde, Jones, Martin, Pamlico, Perquimans, Pitt, Tyrell, and Washington..
Funeral Home or Register of Deeds in the county of the decedent.
The Clerk of Court will appoint someone as an executor or administrator of the decedent’s estate. A letter of testamentary will be provided to this person. He or she will represent the estate and acts in the estates best interest.
An individual or group of individuals you as the account owner appoint to claim funds in your account at the time of your death, then and only then can a POD access funds within your account.
A certified death certificate and a letter of testamentary if the account is not joint affiliated or possess any POD beneficiaries.
Minors can open a variety of account types with a joint adult. Minors aged 16 and up can apply for a debit card as well.
Order checks by calling or visiting a local office, or by logging in to your Net Branch account.
Basic single and duplicate checks are $17.49 for a packet of 80 checks. Top-stub Single checks are $19.77 for a packet of 80 checks. Other choices and options are available at an additional cost.
Funds may be deposited into an account by visiting a local office or by mailing a check. A direct deposit from an employer or Social Security may also be established. Deposits may also be processed via a debit/credit card from another institution.
Funds may be withdrawn from an account by visiting a local office or by using an ATM.
If funds are not available in the checking account, but funds are available in the savings account, the needed funds will transfer into the checking account. A $2.00 transfer fee may apply to certain transactions.
There are no monthly fees or service fees associated with our accounts.
Yes. Use of ATMs at our locations are free. ATMs serviced by other financial institutions may charge a fee to use their machine.
A savings account must be established first as the membership account. A $25 minimum deposit is required for the membership account. Once a membership account is established, other accounts may be opened. The following information is required to apply for a membership account: a valid State or Federal ID, current physical address, date of birth, and Social Security Number.
Online Banking - www.weycocreditunion.com
Mobile Banking App - Download the Weyco branded app
Monthly Statement - E-statements or Mailed Statements
Audio Response Unit -1-866-811-4240 opt. 1 OR 252-793-7000 opt.1 **A branch representative must first set up a pin # in order to gain access to our Audio Response Unit**
A: Online Bill Pay is a service that allows you to pay virtually anyone or any company through your online banking account. You determine who you want to pay, when you want to make the payment and which account you want the payment to come from. It’s safe, secure and easy to use.
A: You can pay virtually any business or individual with a mailing address within the United States and Puerto Rico. For example, you can pay utilities, cable bills or credit cards, or individuals such as a landlord, babysitter or relative.
A: Payments are sent one of two ways — electronically or by paper checks. The majority of payments are delivered electronically. Your payment information, such as your account number, is sent via secure and encrypted transmission. All other payments are made by paper checks that are mailed via the U.S. Postal Service.